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Homeownership Right for you PDF Print E-mail
Is Home Ownership Right for You?

So, you've finally decided to fulfill a lifelong dream and buy your own home… how exciting! You are ready to fulfill your dream of having a place to call your own.

Buying a home is one of the biggest emotional and financial decisions you'll ever make. Prepare by learning about the process of home buying and the responsibilities of home ownership. The differences between renting and buying a home are vast, and there's a long list of pros and cons for both options. And, remember — there is no one best decision for everyone. Before moving forward, though, here  are some questions to  consider.

Do you have the necessary financial management skills?
How financially stable are you?

Are you ready to take on the responsibility of all the costs involved in home ownership, including mortgage payments, repairs, and maintenance?

source: read more


     

 There are pros and cons for both renting and buying. Everyone must make his or her own best decision. Buying a home is not for everyone. Take a moment to think through the advantages and disadvantages of both owning and renting. Use this worksheet to guide you.
Read over your completed worksheet and then think carefully. Are the advantages of owning your home really bigger than the advantages of renting? Are the disadvantages of owning your own home really smaller than the disadvantages of renting?

If homeownership is for you, you must be both financially and emotionally ready. Buying a home isn't only about money. You should listen to your heart… and take an honest look at your lifestyle.   Source   
 Take a look at some other people’s experience of home buying. Videos

 
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 Lifestyle

Healthy Heart Exercise

Whether you have been diagnosed with heart problems or just want to prevent them, exercise is very beneficial for heart health. What type of exercise Is best? Here is a list of healthy heart exercise taken from Medicinenet: Exercise can be divided into three basic types:
 
Stretching: slow lengthening of the muscles. Stretching the arms and legs before and after exercising helps prepare the muscles for activity and helps prevent injury and muscle strain. Regular stretching also increases your range of motion and flexibility
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 Food

Include Weight Training

in Your Exercise Routine

Aerobic exercise is great for cardiovascular conditioning, but it’s vastly inferior to weight training in attacking the "flab factor." Recent research has shown that as little as once-weekly resistance exercise can improve muscle strength. Even the busiest or laziest among us can find the time and energy for that. Join a gym, consult a personal trainer or ask an experienced friend to show you the ropes.

source: read more


 
Blackberry Blueberry
Cantoloupe
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In the 'best antioxidants' league table, blackberries are right up there. In fact they are probably in the top ten.


As we know,
antioxidants are fighters of free radicals.

Blackberries are jam-packed with polyphenols and anthocyanins...what do they do? Well they can help to prevent cancer and heart disease.
source:readmore

With flavors that range from mildly sweet to tart and tangy, blueberries are nutritional stars bursting with nutrition and flavor while being very low in calories. Blueberries are at their best from May through October when they are in season.

Blueberries are the fruits of a shrub that belong to the heath family, which includes the cranberry and bilberry as well as the azalea, mountain laurel and rhododendron.

It is no wonder that the cantaloupe with its refreshingly rich flavor and aroma and minimal number of calories is the most popular variety of melon in the United States. Although they have become increasingly available throughout the year, their season runs from June through August when they are at their best.

 

The cantaloupe derives its name from the ltalian papal village of Cantalup,  source:readmore

 
 Automotive

Sheepskin Seat Covers What You Must Know Before Buying Them

sheepskin covers.pngYour car was an investment and you paid a pretty good amount for it. I'm sure it was well worth the money as you depend on your can on a daily basis. You use your car to get you to work and back and you also need it for various other purposes such as taking the kids to school, picking up groceries, and even just hanging out with friends and family. Because you paid so much for your car and you rely on it so much it only makes sense to take care of it.

Your car is expensive to take care of, when you factor in everything that goes in to your car such as keeping the tires properly inflated, keeping it clean, and filling up on gas everyday, you spend a lot of money on your car. Because you spend so much on your car and you already have enough in your life to worry about you should not have to worry about all the details. By details I mean your car seats.

When the seats of your car are damaged it makes your whole car look bad, this is why car seat covers are essential in keeping your car looking great. Sheepskin covers are the most popular of the seat covers as they are very comfortable and will do the trick in protecting your car against damage from food and drink and just about anything else that you can think of.

Sheepskin car seat covers are considered to be better than leather car seat covers as they are more affordable and just as comfortable to whoever is sitting in the seat. Sheepskin is soft and relaxing and will not only protect the seats but also make your car ride a more enjoyable experience. Even if you ride a motorcycle you can get these covers for your seats. Sheepskin motorcycle covers are great for anyone who owns a motorcycle. They can make the rider more comfortable and protect the investment from harsh elements such as rain and the sun.

If you are looking for sheepskin seat covers for your car or for your motorcycle then the best place to look is online. When you search the internet for car seat covers you are going to find a wide variety of different colors and styles, a car seat cover for any type of lifestyle. You also have the advantage of being able to compare prices in order to make sure that you are getting the best deal for your money. You paid a lot of money for your car so help to keep it looking great with sheepskin covers.

Article Source: http://EzineArticles.com/?expert=Ernesto_L

 
 Home and Real Estate
 Now That You are a Homeowner
Your Financial Responsibility
Make Your Mortgage Payments on Time

You can make your mortgage payments monthly, biweekly or weekly. But, whichever timetable you’ve chosen, it’s important to always make payments on time. Making late payments is called delinquency. Delinquency may result in late charges and negatively affect your credit rating. Failing to make payments can even lead to very serious consequences, like foreclosure.

A good way to prevent late payments is to have the amount automatically deducted from your account every month. It’s also recommended that you keep at least three months’ worth of mortgage payments in savings for emergency situations. If you are having trouble making payments, discuss the situation with your lender.

 
Plan for the Costs of Operating a Home
Besides your mortgage, property taxes and insurance, operating a home has many other ongoing costs. Maintenance and repair costs are at the top of the list. There may be other ................. 

 
 Video Theatre
Extolling the Benefits of Local Holiday Shopping

 We have heard time and time again about the importance of shopping locally but with the holiday season just around the corner it becomes more important than ever. But dollar for dollar what does choosing a local retailer mean for your community? When push comes to shove, it's a lot more than wasting fossil fuels on goods flown in. Local shopping puts dollars into your community and keeps the stores that make your community unique in business.

 

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